Often when you are served with a complaint, you get very taken back and very distraught about it. Take time to relax and breathe. Be aware that sometimes in the petitions they have a whole bunch of legalese that will actually cause some stress to you as a person. Don't get overwhelmed by the stress. Take a step to relax and then consult with an attorney. You have about 20 days to respond. You don't have to pay the urgency to reach out to somebody right that moment.